
25 Michigan Cities With the Highest Credit Scores
When it comes to managing money - do you live in one of Michigan's most financially savvy cities?
A variety of factors tend to allow residents of some Michigan cities to consistently maintain high credit scores, leading to lower costs on everything from their loan rates to insurance premiums.
👇👇 See the 25 Michigan Cities With the Highest Credit Scores Below! 👇👇
You may be wondering - which Michigan cities are getting this kind of preferential treatment based on their smart financial moves and top-tier credit scores? Well, WalletHub crunched the numbers for us. Let's dive in.
Why Certain Michigan Cities Have Strong Credit Scores
According to the Federal Trade Commission, a mix of factors like a solid job market, higher-than-average incomes, and a general focus on good financial habits tends to lead to higher credit scores.
SEE ALSO: The 25 Michigan Cities With the Worst Money Management Skills
Many of these cities are home to a well-educated population that understands the importance of managing their money wisely.
Great Economies and Education Go Hand-in-Hand
A lot of Michigan's cities with highest credit scores also have thriving local economies and universities that bring in educated professionals.

Strong economies provide people with stable jobs, and when people feel more financially secure, they tend to be more responsible with their credit.
Suburbs Lead the Way
Several Michigan communities with the best credit scores are actually just outside the state's biggest cities. These more affluent suburban areas offer residents a higher standard of living, with great schools, solid job markets, and safe neighborhoods.
SEE ALSO: Revealed! This Is the Richest Woman in Michigan
The combination of good jobs and high property values means residents often have more financial flexibility, which in turn leads to better credit scores.
Let's take a look at Michigan's Top 25.
25 Michigan Cities With the Highest Credit Scores
Gallery Credit: JR
25 Michigan Cities With the Worst Money Management Skills
Gallery Credit: JR